Real Estate - Mortgage

Property Management

Residential - Commercial

Purchase - Refinance

Construction

 PROPERTY FOR SALE OR RENT 

 EN ESPANOL - La informacion en espanol      Information in Spanish

 BUYERS SPECIAL - Click here to check out our 2008 Buyers Specials !

  REFINANCE SPECIAL - Click here to check out our 2008 Refinance Specials !

      If you’re reading this, chances are you are looking for expert advice and service with your next Real Estate Purchase, Sale, and Mortgage.  Well, you’ve come to the right place. At North State Financial, our focus is on providing superior Real Estate, Mortgage, and Property Management service, with the right solutions to fit your situation. We understand that your home is a serious commitment as well as an enormous investment in your future.  You need an experienced professional guiding you through the process, answering your questions so that you’ll know with confidence that you made the right choices.

What does our commitment to personal service mean to you? It means that we focus on you and your goals. Anyone can represent you in a Real Estate transaction, or line up a great looking rate for you.  The difference with North State Financial is clear....we take the time to listen to your short term and long term goals, show you any of the "gotchas" that can overshadow teaser rates, and ensure that you attain your goals involved in buying or selling a home.    We don't surprise you at closing with a different rate or program.  We don't bury the fine print or disguise fees as some other terminology.  We dont underservice our clients with their home listing, or purchase, and we always close your transaction with superior results.  You get straight answers, helpful advice, and we listen to your goals.  We want you as a client and a friend for a lifetime.  We really mean that!

Not sure if you can afford your dream house? We have many flexible loan programs that can put you into your new home easier than you might expect. Is the down payment a stumbling block? Some of our programs do not require a down payment, and some will allow closing costs to be credited at close of escrow.  What's this mean to you....you can buy a home with little to no money out of your pocket!  

Have questions about your credit? We can help you understand the effects of your past credit while showing you how to strengthen your present and future.  The first step in any mortgage application is taking a look at your credit report.  We provide a free credit report to all of our clients, and include assistance with resolving incorrect data that is hurting your credit scores.  Most of our clients see an immediate improvement with their credit ratings that enables our loan officers to secure lower interest rates and better loan programs.  We do this for free!  Why?  Because we want you for a client in the future, not just today.  Even if you have bruised credit, our network of mortgage wholesalers enables us to find you a lender who is most understanding of your situation. Have great credit? Our lenders reward your good credit with great rates.

Most any situation. Whether you are considering selling your property for top dollar, buying a new home, looking for a new mortgage, or just interested in tapping into your current home equity, we can help you. Call us now at 925-895-6467 or Contact Us online. We’ll show you how quick and easy it is to get started.

North State Financial cares about your community,  our community.   Check out the latest events we are sponsoring!

North State Financial is a proud sponser and corporate participant with C.A.S.T for Kids Foundation.  C.A.S.T is an organization that provides fishing opportunities for disadvantaged children in our communities.  Please visit this link to find out more about this amazing organization and how we can bring joy to the lives of these children.

CAST For Kids Foundation         

Proud Members Of: National Home Search         

Proud Members Of: Real-Estate-Agents.com 

 Proud Members Of: ActiveRain.com